Bitfinex Funding Rates Live
Live rates from the fUSD funding market, with an earnings estimator. Bitfinex's 15% lender fee is already netted out.
Current market rates
FRR right now
14.57%
Reference rate · APR
Last 1h high
4.58%
Short-term peak · APR
Last 4h high
5.20%
Mid-term peak · APR
Last 24h high
14.61%
Daily peak · APR
Data from Bitfinex public API, refreshed every 30 seconds. Last fetched: 04:27:56 AM
Earnings estimator
保守估計
現在 FRR 14.57%
平均估計
近 1h 高 4.58%
高利估計
近 24h 高 14.61%
Estimates use current market conditions. Bitfinex charges 15% on lender interest (already netted). BF also enforces a 1-hour minimum interest rule, so early-returned loans still pay 1 hour. Actual returns vary with market conditions and are not guaranteed.
Why use Quiver instead of placing offers manually?
Hands-off auto-lending
24/7 automatic offers + auto-renew. No babysitting the order book.
Catches the spikes
Our Spike Hunter strategy detects high-rate windows and locks them in.
Whitelist protection
We recommend enabling Bitfinex's withdrawal whitelist with only your own Quiver deposit address.
Security model: Quiver’s Bitfinex API key needs funding read/write + spot conversion + withdrawal permission (required for internal wallet transfers and D-3 redeems). The critical protection is to enable Bitfinex’s withdrawal whitelist with only your own Quiver deposit address. Even if the API key leaks, withdrawals can only land back in your own Quiver account. Keys are AES-GCM encrypted and revocable from Bitfinex at any time.Read the full security model →
Want to automate your Bitfinex lending?
Sign up for Quiver (free), connect Bitfinex, pick a strategy. We handle the rest.
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Quick FAQ
What is Bitfinex funding?
You lend your USDT / USD to margin traders on Bitfinex; they pay daily interest. Bitfinex is a top-5 global spot exchange, and the fUSD funding market lends tens of millions of dollars per day.
Are these rates guaranteed?
No. Bitfinex funding rates are purely market-driven. High-rate windows are usually short (a few hours), and calm markets can drop to 5% APR. Quiver's Spike Hunter aims at peaks, but no day is guaranteed.
What does Quiver charge?
A 5-15% performance fee (tiered) billed weekly. No yield, no fee. Bitfinex separately takes 15% from lender interest, the same as any other lender.
Can Quiver withdraw my principal?
Technically the API key has withdrawal permission (needed for internal wallet transfers + D-3 redeems), but we recommend enabling Bitfinex's withdrawal whitelist with only your Quiver deposit address. Then even if the key leaks, withdrawals can only land in your own Quiver account (not the attacker's). Full security model at /security.
Can I withdraw any time?
Yes, but lent credit needs to mature (2-30 days depending on strategy). Anything idle in your funding wallet can leave immediately.